Multipl: Invest To Spend app for iPhone and iPad

A new way to spend. By Investing.
Pay less for Travel, Gadgets, Home, Insurance Premiums, Shopping, Anniversary Gifting, Appliances, Fitness and other spending goals.

Multipl, a SEBI-registered app, brings to you the smartest way to plan for upcoming purchases. Invest to Spend with Multipl’s incredible model of dual benefits, i.e. gain investment returns + brand co-investments from your favourite brands on every spend.

One app, multiple benefits!

3 simple steps to maximise your benefits on every spend:

1. Make a goal. Start investing.
2. Earn investment returns + Brand co-investments
3. Always win by paying lesser and earning rewards


What are brand co-investments?

When you invest for a goal, and select a relevant brand (from our list of 70+ brand partners) to later make the purchase with, that brand adds to your savings every month in the form of brand co-investments.


This brand co-investment can be redeemed in the form of a brand Gift Card or a voucher at the time of purchase. This gives you additional 5-20% savings on your brand purchases, and you end up always paying lesser for your purchases.

Some of our trusted brand partners are MakeMyTrip, Myntra, Yatra, Kalyan Jewellers, Pepperfry, Livspace, Wakefit, Bluestone, Flo Mattress, Sangeetha Mobiles, Edureka, Milagrow, Pickyourtrail, Urban Ladder, Nike, Lifestyle, Westside, Huse Segaway, Garmin, Croma, Livpure and more.

Types of Investments

Multipl provides multiple types of investment assets:

1. Personalized and Curated Commission-Free Direct Mutual Funds
2. Saving Directly With A Brand
3. Digital Gold

How Multipl ensures Risk-adjusted Returns with Automatic Personalised Investments?

- Fund selection based on your risk profile and goals
- Zero confusion. Zero commission. Zero promotion.
- Direct Mutual Funds only
- Rebalancing as per market fluctuations



We select the best investment portfolio for you from a list of 1500+ funds


Multipl Wealth Management is a SEBI Registered Investment Advisory

- We don’t take commissions from fund houses and AMCs
- We allocate direct, commission-free mutual funds
- We do not promote one fund over another
- Funds recommended by us are unbiased and after thorough market analysis

SEBI Registration Number: INA200014681

Multipl’s investment allocation framework is based on the principle of Safety, Liquidity and Returns.

What spending goals can I create on Multipl?

1. Start investing every month with a goal for your next big spend.
You can choose from a list of 100+ goals, or curate one for yourself.

One-time spends - travel, home improvements, gadgets, jewellery, bike, wedding, shopping, hobbies

Annually recurring spends - insurance premiums, children’s education, anniversary, festivals, apartment maintenance, fitness

Long-term wealth savings - retirement, tax savings, emergency fund, wealth corpus, home downpayment

Stay Motivated With Exciting Rewards

- Unlock milestones, levels, and challenges and win amazing rewards
- Stay on track with your goals, pay your SIPs, and level up to earn more -rewards - Mbits, cashback, Jackpots and brand rewards
- Refer a friend, earn rewards

Multipl app is safe & secure

Complete control - Track all goals and funds performance within the app. Stop, Redeem & Withdraw your savings anytime with one-click

No data sharing - we are 100% compliant with SEBI and do not share your data with anyone without consent. We do not sell your data to anyone.

Join the Multipl Movement

It’s time to move on from saving in bank accounts, Recurring Deposits (RD) and Fixed Deposits (FD). Avoid impulsive purchases with credit cards and EMI schemes. No more Buy Now, Pay Later.

Upgrade to Invest To Spend with Multipl and enjoy more returns, more savings, and more rewards.

Join the money-smart tribe of Multipl who save more and spend responsibly.
Website: https://multipl.xyz

For any help or query, write to us on [email protected]